Last Updated On November 18, 2023
Sukanya Samridhi Yojana – Sukanya Samriddhi Yojana has been started by the Prime Minister of the country for the bright future of girls. This is an investment scheme in which you have to deposit at least ₹200 every month. Behind this, the government gives more interest than the bank and you get good money at the time of big things like your daughter’s education and marriage. This is a very good scheme which many people are taking advantage of. If you apply online under this scheme, you will get various types of benefits. But it is very important to know when, where and how much money will be received under this scheme, the complete information related to which is shared below.
Let us tell you that Sukanya Samriddhi Yojana has been started under the leadership of Prime Minister Narendra Modi. It is controlled by the Post Office and at present this scheme has been implemented across the country. All the information related to how much money will be given to you under which circumstances is shared below.
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Sukanya Samridhi Yojana 2023
Prime Minister Sukanya Samriddhi Yojana It was implemented on 2 December 2014. Since then, lakhs of people have been given the benefit of this scheme. As we told you this is an investor scheme. In this you have to invest some money every month and on that, higher interest is given compared to other institutions. The interest paid to you on the money is added to your principal amount on the 5th of the month.
In this you have to deposit money for at least 15 years. Sukanya Samriddhi Yojana account is opened when the daughter turns 12 years old. In this, it is very important for you to understand other information related to the scheme, complete information about it is given below.
How much interest is available in Sukanya Yojana
More interest is given in Sukanya Yojana than any other institution. At present 7.6% interest is being given in Pradhan Mantri Sukanya Samriddhi Yojana. This interest is much higher than the interest given by any bank. Let us tell you that in some special circumstances this interest goes up to 9%.
The maximum benefit from this interest accrues over time. The longer you keep your money in Samriddhi Yojana, the faster your money will grow. Let us tell you that usually money is kept for about 10 years, but now you can withdraw money in between, information about this is also shared below.
Process to withdraw Sukanya Samriddhi money before maturity
As we told you, this scheme has been started by the Prime Minister for the education of daughters and employment of daughters. Because of this, if you want to get money from Samriddhi Yojana, then you can get money for your daughter’s education and daughter’s marriage before maturity.
Apart from this, you can receive money even on the death of the account holder who deposited the money. If the father deposits money in Samriddhi Yojana and the father dies then you can get the money in your account. In such a situation, interest is added on the amount you have deposited.
Apart from this, if you withdraw money for your daughter’s education, you can withdraw only half of your entire money. However, by giving written information at the post office, you can withdraw a little more than half the money. After this, if you are withdrawing money for marriage, then you can withdraw the entire amount.
How is the account of Sukanya Samriddhi Yojana closed?
The account of Sukanya Samriddhi Yojana is automatically closed at the age of 21 years. SSY account can be opened for a girl of 12 years and when the girl turns 21, you can withdraw money from your account.
This money is available only for the daughter’s education and marriage. Because of this, this scheme can be started for a girl of 12 years and can be continued for a maximum period of 21 years.
conclusion
in this article Sukanya Samridhi Yojana Complete information about Sukanya Yojana has been given, by reading which you can easily understand what Sukanya Yojana is and how to apply online for it. Apart from this, complete information about how this account is closed and under what circumstances how much money you can withdraw is given.
