KCC Krishi Rin Portal – KCC loan facility is being operated for a long time. Under this scheme, farmers doing farming and animal husbandry work can easily get loans. Apart from this, many times the government waives off the KCC loan amount under various schemes. This is a very important boon for the farmers, let us tell you that a new portal of KCC loan has been launched in Bihar. The objective of this scheme is to connect all the poor farmers of Bihar with the KCC scheme. After joining this scheme, you can easily apply online and go to any local bank and get a loan up to ₹ 300000 at very low interest.
KCC loan is very beneficial for farmers. The interest on this loan is very low and the repayment period is also very long. Apart from this, if a farmer is unable to repay the loan, sometimes the government also implements loan waiver scheme. At present, a new portal has been released for KCC loan, complete information related to which is shared below.
Agricultural Loan Portal Scheme 2023
KCC loan is being operated across the country for a long time. KCC Loan in Bihar (Agricultural Loan PortalA special portal has been launched for. Using this you can easily apply online sitting at home. First of all one has to go to KCC Loan Portal and join.
For this, door to door Kisan Credit Card campaign is being run in Bihar from 1 October 2023 to 31 December 2023. Under this, all the farmers are being linked to the KCC loan scheme so that they can get loans at low interest if needed. In this 3-month campaign, the farmers who have not been able to join this scheme till now will be added to it.
Which farmer will get how much money
Let us tell you that under Kisan Credit Card Scheme, you can take a loan up to ₹ 300000. The beneficiaries of this scheme have been divided into two parts, first are the farmers doing farming and second are the farmers doing animal husbandry. The government will give loans up to ₹ 300,000 to farmers who grow crops like wheat and rice.
Apart from this, if anyone does fish farming, beekeeping, dairy or other types of animal husbandry, he will be given a maximum loan of ₹ 200000.
How much interest is charged on agricultural loan portal?
It is very important for all farmers to know the rate of interest. Let us tell you that compared to a normal loan from a moneylender or any bank, the loan from Agricultural Loan Portal is available at a very low interest rate. The government has decided that loans up to ₹ 300000 will be available at only 7% interest.
If the farmer is unable to repay the loan after completion of the tenure, then 3% of his interest rate will be waived. How does a poor farmer get a loan for farming at an interest rate of 4%?
Who will be given the benefit of this scheme?
Let us tell you that till now no main eligibility has been determined under the Kisan Yojana.
- The age of the farmer applying for this scheme should be between 18 years to 75 years.
- Farmers doing farming or animal husbandry can apply for this.
- Farmers may have their own land, apart from this, farmers who do farming on someone else’s land on rent can also apply.
- All types of small and marginal farmers can also apply for this scheme.
- For which scheme people of all religions and communities can apply.
How to get loan under KCC Krishi Rin Portal
If you want to get a loan under this scheme, you can go to your local bank and fill an application form. First of all you have to go to agricultural loan portal. official website You will have to register yourself by going there you will get an application form which you can fill and submit in any local bank.
After this, your application will be approved by the bank and soon a loan up to ₹ 300000 will be sent to your bank account.
In this article, detailed information has been given about KCC Krishi Rin Portal, after reading which you would have understood how a farmer parent can take advantage of this scheme and how to solve the loan problem by applying online. If you find this information beneficial and have understood its entire process, then share it with your friends also.